There is good news for millions of people receiving Social Security Disability Insurance (SSDI) in the US. The third installment of SSDI payment will be released at the end of June 2025. According to the official payment schedule of Social Security, this will be the last payment of the month of June. Those who have already received Disability Insurance in June will now have to wait for their next installment till July 2025.
But the biggest question is, which beneficiaries will be eligible to receive this payment on June 25, 2025? Let’s understand in detail.
Which SSDI Beneficiaries Will Get Payment on June 25?
First of all, it is important to know that this payment is not for all SSDI recipients. On this day, payment will be made only to those beneficiaries whose date of birth falls between the 21st and 31st of the month.
Other Conditions That Apply:
- If you started taking SSDI benefits before May 1997, then your payment will not come on this date. There will be a different schedule for you.
- If you are also a beneficiary of Supplemental Security Income (SSI) and also take Disability Insurance, then you will not get any payment on Wednesday (June 25). Such people will get SSI payment on July 1 and Disability Insurance payment on July 3.
That is, the payment on June 25 is only for those SSDI beneficiaries:
- Whose date of birth falls between the 21st to 31st, and
- Who started SSDI benefits after May 1997.
Will All SSDI Beneficiaries Get Direct Deposit?
This depends on the medium through which you asked for payment when you applied for SSDI. Today, most SSDI payments are made electronically, that is, directly transferred to the bank account through direct deposit.
But there are still some beneficiaries who still get payment through paper checks. However, this method is going to stop soon.
Why Is the Government Ending Paper Checks?
Recently, the government has implemented a new rule to make payments more secure and efficient. Often paper checks are stolen or lost. To eliminate these flaws, the US government is going to bring all federal payments into the electronic system through Executive Order 14247 – “Modernizing Payments To and From America’s Bank Account”.
Important Deadline:
- After September 30, 2025, no SSDI or IRS tax refund will be received through paper check.
If you are still receiving payments by paper check, you should open a bank account and register for direct deposit as soon as possible to ensure that your SSDI money is received on time and safely.
Will You Receive $4,018 in SSDI on June 25 or $1,581?
The answer depends on your Social Security record and your earnings history.
Full $4,018 Payment Conditions:
You could receive the full $4,018 if:
- You have worked for 35 consecutive years in SSA-covered jobs,
- You earned the maximum taxable income each year,
- You applied at the full retirement age as prescribed by the SSA.
Lower Payments:
You may receive less than the full amount if:
- You worked for fewer years,
- Your salary was lower,
- You applied for SSDI early.
Currently (as of May 2025), the average SSDI beneficiary receives $1,581 per month.
What If You Receive Too Little SSDI?
If your SSDI payment is too low, you may also be eligible for Supplemental Security Income (SSI). SSI is paid to people with low incomes and few resources.
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Payment Schedule for SSI Recipients:
- SSI payments are usually made on the 1st of the month,
- SSDI payments are typically made on the 3rd.
This way, beneficiaries who are receiving less SSDI have the opportunity to take advantage of additional SSI benefits.
How to Avoid Payment Stops?
It is very important that you make sure that you always remain eligible. If there is a change in your situation, such as:
- Your health improves,
- You resume work or start a new job,
Then you should inform the Social Security Administration (SSA) immediately. If your income increases or your situation changes, it may reduce your SSDI amount or the payment may stop completely.
Conclusion
If your date of birth is between the 21st and 31st and you applied for SSDI after May 1997, then you can get the third installment of SSDI on June 25, 2025.
If you are still getting payment by paper check, then register for electronic direct deposit in time. Because after September 30, 2025, only electronic payments will be made.
Remember, the amount of your SSDI depends on how many years and with how much salary you have worked. Eligible individuals can receive up to $4,018, while the average amount is $1,581.
If your SSDI is low, you can also apply for SSI.
