$2,250 OAS Payment Increase Coming in June 2025

There’s been a lot of buzz lately about a supposed $2,250 boost in Old Age Security (OAS) payments coming in June 2025. Exciting, if true. But before celebrations start, let’s clear things up. It’s not as simple as a sudden $2,250 bonus—let alone one-size-fits-all. What this figure actually represents is the maximum monthly total that some low‑income seniors might receive when combining OAS, GIS (Guaranteed Income Supplement), and even provincial top‑ups.

The $2,250 Claim—What’s Really Going On?

• There’s no single lump‑sum payment of $2,250 hitting everyone’s accounts in June.
• The figure comes from adding:
  • OAS (the basic federal pension),
  • GIS (extra for low-income seniors),
  • Provincial supplements—where available,
    giving a theoretical max total around $2,250/month.

Old Age Security (OAS) Basics

• OAS is a monthly pension funded by general tax revenues.
• Eligibility depends on:
  • Age (65+),
  • Residency (minimum 10 years in Canada after 18),
  • Income (too much income can reduce your payment).
• Current maximum federal rates:
  • Ages 65–74: up to $727.67/month,
  • Ages 75+: this was boosted by 10%, so up to $800.44/month
• Your OAS may be reduced (clawed back) if your annual income exceeds ~$79k, and is fully clawed back around $142k.

What Is GIS?

• GIS is non‑taxable monthly support for seniors on OAS who have little to no other income.
• For single seniors with low income, GIS can go up to $1,086.88/month
• Combined with OAS:
  • Ages 65–74: ~$1,814/month,
  • Ages 75+: ~$1,887/month,
  • And with provincial top‑ups, $2,250/month is possible

Who Actually Gets Close to $2,250?

You’d need to satisfy all of these:

• At least 75 years old (or 65–74 to qualify for baseline),
• Full OAS eligibility (i.e. lived in Canada 40+ years post‑18),
• Little or no additional income—to qualify for max GIS,
• Possibly live in a province that offers extra support (e.g., Ontario’s GAINS).

If any criterion isn’t met—say, you have a small CPP or private pension—your monthly total will be lower.

$7787 Canada Benefit Payments 2025: Eligibility and Dates for June–July

When Do OAS & GIS Change?

• These payments are reviewed every quarter (Jan, Apr, Jul, Oct).
• They are adjusted based on inflation (CPI) but will never decrease if CPI dips
• For April to June 2025, there was no increase—CPI didn’t rise enough canada.ca.
• The next update is due in July 2025.

Also, upon turning 75, OAS automatically bumps to the higher rate starting the first of the next month.

Provincial Top‑Ups

Some provinces add their bonuses on top of OAS + GIS:

• Ontario offers GAINS (up to about $83/month),
• BC, Alberta, Quebec, and others have various supplements or rebates

Those living in such provinces may indeed see totals approaching—or even slightly exceed—$2,250/month.

5 Key Benefit Payments from CRA & Service Canada in June 2025

Tips to Maximise Your Benefits

1. Apply early for OAS—you can start up to six months before your 65th birthday.
2. File your taxes on time—GIS depends on last year’s income, so filing late could delay benefits.
3. Report income changes—GIS adjusts based on your current financial situation.
4. Check provincial program eligibility—extra top‑ups may expand your monthly support.
5. Create a My Service Canada account—track benefit amounts, applications, and direct deposit settings.

Final Thoughts

• There is no universal $2,250 OAS payment coming in June 2025.
• That figure represents the maximum combined total of federal and provincial benefits, only for those whose income and age qualify.
• Most seniors will receive something—but the amount depends on age, income, residency, and province.
• For advice tailored to your situation, log into CRA or Service Canada, or consider consulting a seniors’ advisor or financial planner.

So, if you’re bumping 75, have lived most of your life in Canada, and your income is low, a total close to $2,250/month is within reach. But for everyone else, expect a more modest amount—though still valuable support.

FAQs

Robin